You work hard in Saudi Arabia, the UAE, Qatar, or the US. Your family is waiting in Bangladesh, India, Pakistan, or the Philippines. ZapRemit lets you send your salary home in seconds — not days — for a fraction of what banks charge. No paperwork. No waiting. Just money arriving the moment you send it.
Your funds go directly from your wallet to theirs. ZapRemit never holds your money.
Arc's deterministic finality means money arrives before you put your phone down.
At 0.1% vs 6% average, someone sending $500/month saves over $300 every year.
280 million migrant workers send money home every month. They lose 5–8% to banks and transfer services. On a $500 transfer that's $360 a year — money that should feed families, not fund middlemen. ZapRemit is here to end that.
Right now ZapRemit is wallet-to-wallet. That's phase one. The full product works for everyone — including people who have never touched crypto.
Five phases. From testnet demo to global super-app.
No bank account needed. No paperwork. No waiting in line.
Open ZapRemit and connect any EVM wallet — MetaMask, Phantom, Rabby, Trust Wallet, and more. Your wallet stays in your control at all times. We never ask for your private key or seed phrase.
Choose your currency — SAR, AED, QAR, USD, or others. Select the destination currency your family wants to receive. Enter their wallet address. The app instantly shows exactly how much arrives and what you save vs Western Union.
Confirm in your wallet. The transaction settles on Arc Network in under 1 second. Your family's wallet shows the funds immediately. You get a transaction receipt with a link to the blockchain explorer so you can verify it yourself.
All transfers move as USDC on Arc. Local currencies are calculated at the edges.
| From | To | Typical Fee | Settlement | Status |
|---|---|---|---|---|
| 🇸🇦 Saudi Arabia (SAR) | 🇧🇩 Bangladesh (BDT) | ~0.1% | <1 sec | Testnet |
| 🇦🇪 UAE (AED) | 🇮🇳 India (INR) | ~0.1% | <1 sec | Testnet |
| 🇶🇦 Qatar (QAR) | 🇵🇰 Pakistan (PKR) | ~0.1% | <1 sec | Testnet |
| 🇰🇼 Kuwait (KWD) | 🇵🇭 Philippines (PHP) | ~0.1% | <1 sec | Testnet |
| 🇺🇸 United States (USD) | 🇲🇽 Mexico (MXN) | ~0.1% | <1 sec | Testnet |
| 🇺🇸 United States (USD) | 🇳🇬 Nigeria (NGN) | ~0.1% | <1 sec | Testnet |
| 🇺🇸 United States (USD) | 🇪🇬 Egypt (EGP) | ~0.1% | <1 sec | Testnet |
| 🇧🇭 Bahrain (BHD) | 🇮🇩 Indonesia (IDR) | ~0.1% | <1 sec | Testnet |
| 🇬🇧 UK (GBP) | 🇻🇳 Vietnam (VND) | ~0.1% | <1 sec | Coming |
| 🇪🇺 Europe (EUR) | 🇨🇳 China (CNY) | ~0.1% | <1 sec | Coming |
Any sender currency → USDC on Arc → any receive currency. More corridors added regularly.
Arc is Circle's stablecoin-native Layer-1 blockchain. It uses USDC as the native gas token, settles transactions in under 1 second with deterministic finality, and is EVM-compatible — meaning any Ethereum-compatible wallet or tool works on Arc out of the box.
All ZapRemit transfers move as USDC on Arc. USDC is a regulated, fully-backed dollar stablecoin issued by Circle — the same company that built Arc. Using USDC means no price volatility during transit, predictable gas costs, and seamless integration with Arc's native infrastructure.
ZapRemit is a pure frontend application. It never stores your private keys, never holds funds, and never has custody of your assets. All transaction signing happens inside your wallet. Smart contract interactions are limited to standard ERC-20 USDC transfers — the most audited contract type in existence.